Discount health plans have been developed over the last several years to provide health care services at a discount to their members. Discount health plans are not health insurance, but simply a “discount plan” that provides the member with savings on medical, dental, vision, hearing, prescription, counseling, and other related services
Some discount plans offer discounts of 10% to 40% on various medical and dental services. The health practitioner you will see as part of this system has agreed to participate in the discount service by signing a contract with the discount company.
For Example, A doctor?s fee may normally be $80 for an office visit, but he/she has agreed to lower it 20% to members of your discount plan. You will now pay the doctor 20% less than $80, which is $64.
For those people who cannot get health insurance because of a pre-existing condition, health discount plans are sometimes a good solution as many discount health plans will not exclude you from joining. Unlike a health insurance company, discount health organizations do not pay the health provider for any services; they only guarantee discounts to you as a member.
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